Terms of Use

Last updated May 2026. By using this site you agree to these terms.

Information, not advice

The cost segregation benchmarks, calculators, and FAQs on this site are informational only. They are not tax, legal, accounting, or investment advice. Cost segregation outcomes vary by property, ownership structure, tax position, and current law. Consult a qualified CPA, tax attorney, or financial advisor before making decisions based on information from this site.

Engine outputs are illustrative

The per-fixture engine outputs shown on the benchmarks page represent the engine's output for representative property scenarios. Real customer studies use real property data, real assessor records, and real renovation history — outputs for your specific property may be higher or lower. The illustrative Year-1 federal savings figures assume the 37% top marginal bracket and 100% bonus depreciation; actual savings depend on your taxpayer profile.

Regulatory accuracy

Destin and Walton County are STR-friendly relative to most U.S. coastal markets. Both jurisdictions permit short-term rental operation in most residential zones, subject to registration, sales-tax collection, and tourist-development-tax remittance. The City of Destin requires a Vacation Rental Permit with annual renewal. Walton County requires a Vacation Rental Certificate. Both regimes are administratively predictable and not subject to the periodic-rewrite volatility seen in Joshua Tree, Austin, or Nashville. The bigger regulatory factor for Destin owners is hurricane-related — insurance availability and cost is the practical hold-period risk, and post-2024 capital-assessment activity for envelope repairs, balcony reconstruction, and storm-hardening has been substantial across many condo associations. Material participation under §469 is achievable for self-managing condo owners (single-unit operations are workable) but harder for portfolio holders using full-service property management — document hours contemporaneously.

We re-verify regulatory facts quarterly and refresh the timestamps at the bottom of each page. Despite this, regulations change frequently. Before relying on regulatory statements for a specific decision (license status, hold-period planning, material-participation strategy), verify with the relevant authority.

Open data license

The dataset published on /data/destin-cost-seg-stats/, including the downloadable CSV and PDF, is licensed under Creative Commons Attribution 4.0 International (CC-BY 4.0). Republication is permitted with attribution.

Other content

Page content (text, images, code) outside the explicitly CC-BY-licensed dataset is © Cost Seg Smart LLC, all rights reserved, unless otherwise marked.

Disclaimers

This site is provided "as is" without warranty of any kind, express or implied. Cost Seg Smart LLC is not liable for any decision made based on information from this site. Use at your own risk.

Contact

Questions: [email protected].